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Certificates of Deposit (CDs) are savings instruments offered by banks and credit unions. They provide a fixed interest rate for a specified term, ranging from a few months to several years. CDs are a low-risk investment option, with the principal guaranteed by the Federal Deposit Insurance Corporation (FDIC) up to $250,000. The interest earned on CDs is usually higher than traditional savings accounts, making them a popular choice for investors seeking a secure return. In 2022, the best CD rates vary by institution and term length.

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Risk warning: Digital asset trading is an emerging industry with bright prospects, but it also comes with huge risks as it is a new market. The risk is especially high in leveraged trading since leverage magnifies profits and amplifies risks at the same time. Please make sure you have a thorough understanding of the industry, the leveraged trading models, and the rules of trading before opening a position. Additionally, we strongly recommend that you identify your risk tolerance and only accept the risks you are willing to take. All trading involves risks, so you must be cautious when entering the market.

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